David Bach is one of America’s most prolific and bestselling financial authors of our time who has helped millions around the world learn how to live and finish rich through his books, seminars, television appearances. He has written eleven consecutive national bestsellers with more than seven million books in print, translated in over 19 languages.

Here are David’s 15 Rules to Wealth

1. Always spend less than you make

your life will be much easier and less stressful.

2. Pay yourself first

at least an hour a day of your income – you’re going to work 90,000 hours over your lifetime you should keep at least an hour a day of your income.

3. Don’t budget

you’re too busy, and you will just get frustrated and fail–instead automate your financial life. When it’s automatic you can’t fail.

4. Be an investor, not a borrower

investors get rich borrowers stay poor.

5. Buy a home, don’t rent.

Renters stay poor – homeowners and landlords build wealth.

6. Don’t lend money to friends or family

(you will lose both) — and you’re not a bank.

7. Never invest in things you don’t understand.

If the investment can’t be explained to you on one piece of paper it’s too complicated. Pass.

8. Invest for the long-term

building wealth takes decades not days.

9. Don’t try to time the market

it won’t work. Investors who time the market always fail.

10. Never invest on margin

leverage kills you when things go wrong.

11. This time is different — it’s never different.

Things work until they don’t work. Never bet the farm, you can lose it.

12. Once you become rich — stay rich.

It beats starting over (ask anyone who has had to).

13. Give back

because the more you give the more you grow – and you make the world a better place.

14. Never give up.

No matter what happens, no matter how many times you fail as long as you get up and try again you haven’t lost.

15. Compound interest really is a miracle that works when you work it.

Save $10 a day at 10% interest in 40 years you’ll have $1,897,244. Earn half of that and you’ll have close to half a million dollars. That will be way better than not having saved. Trust me. Your older self will thank you.



#1 New York Times, #1 Wall Street Journal, #1 USA Today, #1 Businessweek, bestseller

A multi-million copy bestseller that has been translated around the world. Its simple, powerful message has been helping readers for over a decade since its first printing in 2004.   Launched on The Oprah Winfrey Show, this little gem of a book shows how you can automate your way to financial security. Whether you have a head start on retirement or are perhaps living paycheck to paycheck, The Automatic Millionaire will teach you how to live and finish rich.

David always recommends new readers start with this book!




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